We have the best people and resources to satisfy your needs.

 
 
 

Meet the People Who Are Ready to Work for You
We measure our success on your complete satisfaction. Our people are experts in the mortgage industry and dedicated to making sure you get the right financing for your individual situation, the best interest rates available, and great customer service.


Brandon Born
President
Office: 423-893-8156
Mobile: 423-903-0485
Fax: 423-893-8294
 
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Brandon Born has over 15 years experience in the Chattanooga real estate development and mortgage lending community. After graduating from the University of Tennessee at Chattanooga with a degree in Management, Brandon decided to pursue a career in residential development.  As a developer and student of the overall real estate industry, Brandon and long time friend, Matt Hamilton, decided to form Platinum Financial Funding in June, 2008.  To date, there are five locations that have a combined 150 years of mortgage experience.

As a privately held and locally owned lending company, Platinum has access to numerous national correspondent lenders as well as smaller local portfolio lenders. In addition, Platinum provides flexible pricing in the effort to meet each customer’s specific needs.
 

Brian Owens
Mortgage Loan Originator
Office: 423-893-8156
Mobile: 423-304-6811
Fax: 423-893-8294
 
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A home is one of the largest financial commitments that a person will make during their life. My mission is to make sure that purchasing or refinancing your home is a great experience. I will carefully guide you through the entire home loan process, so that you feel confident as you make choices about the many options available for your financing strategy. With many years and a wide range of experience in the mortgage industry, I stand ready to assist you each and every step of the way. I am truly passionate about my profession, and the result is that nearly 100% of my business is by referral from satisfied clients, trusted advisors and realtors.
 
You may only think about home financing a few times during your life ~ I think about it every single day.
 
NMLS  164248 and TN License 53799
 

Dale Whaley
Mortgage Loan Originator
Office: 423.593.2501
Mobile: 423.593.2501
Fax: 423.664.1901
 
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Hello everyone, my name is Dale Whaley. I have over 12 years in The Lending Industry here in the Chattanooga and surrounding areas. Prior To this I held a position in Finance and Insurance for over 10 years.

 
If there were one word that  would best describe me it would be... "COMMUNICATION"
 
Since day 1 the only phone # I have given out is my Direct Cell Phone. This ensures My clients that should they have a question and need to reach me, I am only a call away.
 
423.593.2501
 
Because let's face it, should they wake up in the middle of the night with a mortgage related concern, I have not performed my job to the level I desire to do so.
 
We should all be proud........... Chattanooga is a great place to be!

 


Michelle Hurt
Mortgage Loan Originator
Office: 423-648-4489
Mobile: 423-503-1319
Fax: 1-866-682-2918
 
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A native of Chattanooga, Tennessee Michelle has been a leader in the mortgage industry since 1996. Michelle takes pride in finding the right loan product to suit the need of each and every customer.  She is committed to delivering the best customer service possible and is available seven days a week. Whether you are refinancing or considering buying a new home, call Michelle for personalized, confidential, and professional service.

NMLS 175518 and TN License 58484


Damian Garbiras
Branch Manager
Office: 865.474-1757
Mobile: 865-207-7090
Fax: 865-951-2467
 
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Damian Garbiras has 13 years experience in the mortgage industry as an owner and branch manager. He has assisted thousands achieve the dream of home ownership while developing and working with some of the most talented loan originators in the industry. Given his past service in the Marine Corp, Damian constantly emphasizes the value of integrity and discipline within his branch as well as the organization.  His dedication and commitment to excellence provides a solid foundation in the Knoxville market as well as for Platinum Financial Funding as whole.

NMLS 149889 and TN License 57904


Matt Carter
Mortgage Loan Originator
Office: 865-474-1757
Mobile: 865-256-8265
Fax: 865-951-2467
 
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Matthew Carter has 13 years experience in the mortgage industry as an branch manager and personal mortgage provider. Matt can help you in finding the mortgage product that best suits your needs. Whether VA, USDA, Conventional, FHA or outside options, he will find the best option for you during your refinance or purchase experience. Whatever your situation is he will strive to find the option that will help you and your family be better set for the future.

NMLS 13605 and  TN License 55842


Josh Stone
Mortgage Loan Originator
Office: 865-474-1757
Mobile: 615-330-0668
Fax: 865-951-2467
 
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Josh Stone has over 15 years of mortgage lending experience, including 10 years as a top-producing sales manager.  He has assisted thousands of people in accomplishing the dream of home ownership and provided many more with a lasting financial solution.  Josh strives to build a life-long relationship for each client to fulfill their financial success!

NMLS 168140 and TN License 51409


Judy McMillon
Mortgage Loan Originator
Office: 423-775-4407
Mobile: 423-605-8709
Fax: 423-775-4529
 
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Judy has 38 years experience in banking and mortgage business and has seen numerous changes in the industry. Her areas of expertise are FHA, VA, Conventional and USDA Rural Development loans. She has received certifications as a 203-K Loan and Reverse Mortgage Specialists. Her knowledge along with a wide array of products available to offer allows her to navigate customers through a successful home purchase or refinance. As a previous Realtor, she relates well with Real Estate agents and enjoys pre-qualifying clients before they start the process of looking for their new home. Judy finds it extremely rewarding to work with clients, especially with first time home buyers, and being an intricate part of such a memorable experience for them. The majority of her clients are from referrals from previous successful customers. 

She and her husband JB have one son, Jared who works in the medical field and one daughter, Samantha who is currently obtaining her real estate license. The have four wonderful grandchildren. She and her husband are members of Abba's House in Hixson.

NMLS 185012 and TN License 824185